Investment & Portfolio Management

Client Centered

As firm believers in Modern Portfolio theory, we design bespoke investment portfolios for each of our clients based on your individual needs. In concert with your target asset allocation, we provide a tactical overlay taking into account real-time market and economic data, providing your portfolio with additional alpha.  

A key component of our approach to portfolio management is an assessment of risk tolerance. Through the discovery process, we work with you to determine the level of risk you are comfortable assuming in order to achieve your financial goals. We often find when new clients come to us that they may have inadvertently exposed themselves to more risk than necessary based on their goals, and we are equipped to select the right strategy in helping you to mitigate that risk.

We believe determining the right asset allocation for an individual or family is more than simply checking off boxes and plugging a few answers into a pre-programmed model. Rather, we believe the most “efficient” portfolio could be inappropriate if it doesn’t allow you to sleep at night and that the real skill of an advisor is our ability to marry the most suitable allocation with a client’s true risk profile. In some cases, we partner with carefully selected, highly qualified specialists for the management of stocks, bonds, and other investments.

In addition to focusing on portfolio allocations across asset classes, we help to allocate your investments among various types of investment accounts that can have a material impact on the real return you earn. For example, we may advise clients to place non-tax efficient, income producing investments in tax-deferred accounts and place investments eligible for more favorable capital gains tax treatment in taxable accounts to optimize the return the client or their family is able to preserve.

Asset Allocation

Client Profile

Time Horizon

Risk Tolerance

Liquidity Needs

Income/Expenses

Investment Experience

Investment Discipline

Estate & Legacy Plan

Aspirations for Returns

Personal Considerations


Tactical Overlay

Geopolitical

Market Cycle Position

Thematic Opportunities

General Market Under / Over-Reaction

Active vs. Passive Management

Environmental Impact

Socially Responsibility

Target Allocation

% Cash

% Taxable Fixed Income 

% Tax-Exempt Fixed Income

% U.S. Equity

% International Equity

% Emerging Market Equity

% Real Estate

% Alternatives

Investment Analysis

Investment Suitability Criteria

Mid to Long Term Relative Performance

Stylistic Adherence

Stability of Investment Team 

Style Compatibility with Our Outlook

Investment Fit with Current Holdings

Data Intelligence

Our Values

Daily Tracking

Monthly Detailed Updates 

Quarterly Conference Calls

Annual Meetings

Consistently Maintaining Alternative Options

Calculators & Quizzes

Comparing Investments

Comparing Investments

This calculator compares the net gain of a taxable investment versus a tax-favored one.
Learn More
Taxable vs. Tax-Deferred Savings

Taxable vs. Tax-Deferred Savings

Use this calculator to compare the future value of investments with different tax consequences.
Learn More
What Is My Risk Tolerance?

What Is My Risk Tolerance?

This questionnaire will help determine your tolerance for investment risk.
Learn More

Suggested Content

The Cycle of Investing

The Cycle of Investing

Understanding the cycle of investing may help you avoid easy pitfalls.
Learn More
Saving for College

Saving for College

This calculator can help you estimate how much you should be saving for college.
Learn More
What Is the Dividend Yield?

What Is the Dividend Yield?

This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.
Learn More

The information being provided is strictly as a courtesy. When you click on any of the links provided here, you are viewing information provided by a third party. We make no representation as to the completeness or accuracy of information provided by any third-party website.

Have a Question?

Thank you!
Oops!